DAN Dive Insurance
Choose annual or short-term dive insurance coverage
DAN Dive Insurance – Dive with Confidence
Protect yourself with DAN (Divers Alert Network) Insurance, the world’s leading dive safety provider. Covering medical emergencies, hyperbaric treatment, trip cancellations, and more, DAN ensures peace of mind for divers of all levels. Stay safe and explore the depths with comprehensive, reliable protection.
Get covered today!
Dive Accident Insurance
DAN dive accident insurance* is an affordable way for divers to obtain insurance against the costs of dive injuries that are often left uncovered by typical health insurance.
- Covers diving accidents & injuries, and some plans also cover nondiving and named water sports accidents & injuries
- Pays 100% of eligible accident medical expenses up to US$500,000
- Includes coverage for divers age 70 and over
- Join DAN first, then add your insurance
- Plans recognized worldwide
- Annual coverage
Dive Accident Assistance Packages
| Annual Coverage | Domestic LOCAL US$85 | Worldwide MASTER US$120 | Worldwide PREFERRED US$150 |
|---|---|---|---|
| Emergency Medical Transportation | up to US$10,000 | Up to US$150,000 | Up to US$150,000 |
| Repatriation of Mortal Remains | Included | US$10,000 sublimit | US$10,000 sublimit |
| Repatriation for Additional Care | Included | Included in US$150,000 limit | Included in US$150,000 limit |
| Local Burial | Included | US$10,000 sublimit | US$10,000 sublimit |
| Visit of a Family Member or Friend (Includes Traveling Companion) | N/A | US$1,000 sublimit | US$1,000 sublimit |
| Emergency Return Home – Family Death | N/A | Included in US$150,000 limit | Included in US$150,000 limit |
| Return of Dependent Children | N/A | Included in US$150,000 limit | Included in US$150,000 limit |
| Return of Traveling Companion | N/A | Included in US$150,000 limit | Included in US$150,000 limit |
| Dive Accident Assistance | |||
| Dive Accident Medical Expenses | Up to US$50,000 LT* | Up to US$125,000 LT* | Up to US$250,000 PO* |
| Accidental Death & Dismemberment | N/A | Up to US$10,000 | Up to US$25,000 |
| Permanent and Total Disability | N/A | Up to US$10,000 | Up to US$25,000 |
| Extra Transportation | N/A | Up to US$1,000 | Up to US$5,000 |
| Extra Accommodations | N/A | Up to US$1,000 | Up to US$5,000 (US$400/day) |
| Diving Vacation Cancellation | N/A | N/A | Up to US$5,000 |
| Diving Vacation Interruption | N/A | N/A | Up to US$5,000 |
| Age | 8-75 | 8-75 | 8-75 |
SHORT-TERM DIVE ACCIDENT COVERAGE
DAN World short-term dive accident coverage provides you with US$200,000 in emergency medical benefits should you have a dive accident – helping safeguard you throughout your dive trip. So, explore with confidence knowing DAN World is with you.
Emergency Medical Transportation & Assistance
Limit US$100,000
Emergency Evacuation – If you have a diving accident and local medical care is unavailable, DAN World will arrange and pay for transportation from the place where the accident occurs to the nearest hospital or medical facility where appropriate medical evaluation, treatment and care can be obtained.
Medically Necessary Transfer – If, after being treated for a diving accident it is determined that medically necessary care is locally unavailable, DAN World will arrange and pay for transportation to a different hospital or medical facility for further care, treatment or evaluation.
Dive Accident Medical Coverage
Limit US$100,000
If you have a diving accident, DAN World will pay the reasonable and customary charge for necessary medical care, including hyperbaric chamber treatments, physician fees, ambulance charges, hospital charges, medical supply charges, and various other covered charges related to your treatment.
Search and Rescue
Limit US$10,000
If you disappear while making a dive, and the Coast Guard, local Police or other National or International services responsible for safety at sea and/or search and rescue undertake a search in an effort to save your life, DAN World will pay up to US$10,000 for expenses of the search and rescue effort. Reimbursement shall be limited to expensesincurred by organizations which are specially trained and approved to undertake searchand rescue operations.
Accidental Death & Dismemberment
Limit US$10,000
Should you die as a result of a diving accident, DAN World will pay a US$10,000 death benefit. In the event of dismemberment, DAN World will pay for the loss based on the Table of Losses in the policy.
Repatriation of Remains
Limit US$5,000
Should you die as a result of a diving accident, DAN World will arrange and pay to return your mortal remains to your home for burial. Covered expenses include embalming, cremation, necessary government authorizations, coffins, and transportation.
Extra Transportation/ Accommodations
Limit US$3,000
If you are delayed in returning home following a diving accident on the written advice of a physician, DAN World will pay up to US$3,000 for any necessary extra transportation or extra accommodations.
Lost Diving Equipment
Limit US$2,000
If you have a diving accident and your diving equipment is lost or unintentionally damaged, DAN World will pay you the present market value of the diving equipment at the time of the loss or damage, up to a limit of US$2,000. If any item that was lost or damaged is part of an assembly of items, DAN World will pay for only the part that was lost or damaged.
Cave & Ice Diving
Included
Rebreather Coverage
Included
24 Hour Worldwide Assistance
Included
The DAN Global Emergency Hotline, medical information specialists and customerservice representatives are available 24-hours per day to provide you with assistance andconsultation when you suffer a covered diving accident.
*Coverage overview is for illustration purposes only. View the Description of Coverage for complete policy details. Maximum aggregate benefit limit is US$200,000 for all benefits.
Special Notification for Travelers to Cuba: If you are traveling to Cuba and require medical treatment, you may be required to pay for services provided to you while in Cuba, and then file a claim for reimbursement when you return home. Oftentimes, payments in Cuba must be made in cash. Direct payment by U.S. companies to medical care providers is difficult and is often not available in Cuba.
In Case of Emergency
Notification Requirement
If you become ill or injured, you should immediately proceed to the closest emergency medical facility. In the event of an accident or injury covered by this policy, you must immediately contact DAN World to confirm coverage and obtain a guarantee of payment for any medical services to be rendered. If circumstances exist which prevent you from contacting DAN World immediately, you must notify DAN World as soon as possible under the circumstances.
WORLDWIDE EMERGENCY ASSISTANCE
Call: +1 (919) 684-9111
In the event of a diving accident, you should immediately contact DAN’s Global Emergency Hotline at +1 (919) 684-9111. This service is staffed 24/7/365 by qualified DAN physicians and other medical professionals who can provide emergency assistance. Worldwide collect calls are accepted.
For non-medical emergencies, please call +1 (919) 226-3838.
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